Frequently Asked Questions

What sets you apart from other firms?

Many things, but here are the most important:

  1. We are 100% open architecture so you get the most objective advice, products and services
  2. We have extensive financial planning capabilities as financial planning has always been a key component of our culture
  3. We believe that planning is all about relationships – we will ask you better questions to give you and your family exceptional guidance
  4. You care about your family – and we care what

How is your firm compensated?

  1. We charge a fee for your financial plan – which includes meetings and phone calls with you and your other advisors, access to our deep resources to help us construct your plan and work with you to implement the recommendations that most resonate with you
  2. If there are products and professionally managed investments that are appropriate for your situation, once your plan is completed – if you choose to implement with us – we get compensated the same as anybody else
  3. The most important form of compensation is YOU – once you are thrilled with the work we are doing for you – we will ask you to introduce us to those you most admire and respect – giving us the gift of more time to work with our valued clients – rather than marketing for new relationships

Is there a fee for an initial meeting?


Who is an ideal Heritage client?

We have particular expertise in working with high-net-worth families – and owners of closely held businesses. We are experienced in helping solve the issues that most keep them up at night, and our creative design ideas help provide clarity and set the path to move forward with confidence.

Are you a Fiduciary?

Yes. A fiduciary is required to have the highest ethical obligation of putting your best interests ahead of our compensation and any other considerations. 

To the extent that we are providing you with investment advisory services, including either financial planning services or ongoing investment advice as part of an LFA investment advisory program (i.e., fee-based managed account) pursuant to a written agreement and related disclosures that describes this investment advisory relationship, we are acting in a fiduciary capacity related to those services under the federal securities laws, in particular the Investment Advisers Act of 1940.

It’s common to have questions beyond the ones we have covered here; we encourage you to please reach out to address your unique needs and questions.

We’d love to hear from you, choose your next step;

We’re here to help; send us an email or fill out this form with any questions or to schedule a call. We will get in touch within one business day.

Thank you!