Our Services

Business Owner and Succession Planning

Business Owner and Succession Planning

We focus on protecting you, the owner, and your business by having a plan to manage benefits and reward key contributors with equal levity to create a plan that affects your business’s smooth and orderly transition at retirement or death, either to family or family or to family a qualified buyer.

Whatever your motivation for selling your business, you’ll only get one chance to maximize the return on your years of hard work.

You can increase your chances of a successful sale if you coordinate your efforts and work closely with a financial professional from the very moment you start thinking about selling your business. A financial professional, with the assistance of a qualified appraiser, can help you place an accurate value on your business interest and provide the critical insight and expertise needed to steer you through a complex and time-consuming process.

With Our Guidance

  • Get The Price You Want
  • Reduce the impact of Capital Gains
  • Reduce the impact of Estate Taxes

Do it the wrong way, and you might end up with a hefty capital gains tax bill and estate planning headaches. 

Retirement Planning

Retirement Planning

Have you accumulated enough resources to maintain your current standard of living during retirement, considering things like the impact of inflation, the cost of becoming frail, or living too long?

Have you accumulated enough resources to maintain your current standard of living during retirement, considering things like the impact of inflation, the cost of becoming frail, or living too long?

Based on our experience with clients of all walks and lifestyles, we have developed a process that will help lead you through retirement planning.

  • Do you have a plan designed to make the most of your financial goals while helping you achieve a care-free retirement?
  • Did you know that with some careful planning, your money can keep working long after you have received your last paycheck?

With Our Guidance

  • Be on track to meet your retirement goals
  • Analyze early vs later retirement dates
  • Show multiple modeling scenarios (Buying a second home, selling your business…)
  • Analyze the allocation of your retirement plans
  • Social Security optimization strategies
Estate and Family Legacy Wealth Planning

Estate and Family Legacy Wealth Planning

Do you have the appropriate documents to pass your assets to the next generation in the most tax-efficient manner? If so, do your documents protect these assets and your loved ones against things like financial mismanagement, divorce, creditors, and potential lawsuits?

We know that “today’s traditional families” are a complicated dynamic. And the relationship complexities in families with substantial wealth and businesses make legacy planning difficult, often avoided altogether.

Every situation is unique, as should be your estate plan, but it doesn’t need to be complicated.

  • Do you have a plan for the smooth and orderly transfer of your assets/business upon your death in the most tax-efficient manner?
  • Are your documents designed to protect your children from claims of divorcing spouses or creditors, financial mismanagement, and liabilities?

Planning today can make a difference tomorrow.

Our detailed process accounts for your individual needs and objectives, the long-term impact of taxation, inflation, and living expenses, as well as any financial strategies you may have in place.

  • Are you prepared for the significant impact estate taxes can have on the wealth you have accumulated over a lifetime?

With Our Guidance

  • Will and Trust Strategies
  • Property Ownership Alternatives
  • Estate Tax Reduction
  • Life Insurance Analysis
  • Qualified Plan Distribution
  • Family Gifting Strategies
  • Charitable Planning
Esteemed Wealth Management

Esteemed Wealth Management

Are you well-positioned so that your investments help you reach your goals? Do you understand how the volatility of the market affects the big picture? In addition, are you being adequately compensated for the investment risk you’re taking?

  • Are your investments on track to help you reach your goals?
  • Do you know if you are being adequately compensated for the investment risk that you are taking?
  • Do you have a formal investment policy statement?

You may not know the answers to these questions….and it is critical that your money is working efficiently and yet, in a prudent fashion. As does your life, the landscape of investment planning continues to evolve every day, and the appropriate solutions to meet your particular needs may change over time.

Our time spent getting to understand who you are and your objectives, and our ability to be your advocate in a proactive, yet transparent fashion is paramount to the investment process we employ. The tools we use, collectively, with our years of experience, combine to create a powerful and customized investment experience unique in our industry.

Our areas of asset management expertise include:

  • Analysis of Risk Tolerance
  • Assessment of Current Portfolio Effectiveness
  • Creation of an Investment Policy Statement
  • Discussion of Investment Opportunities
  • Need for Current Income versus Legacy Creation
  • Reporting and Monitoring Protocol
  • Diversification Plan for Current and Future Resources

In addition to our comprehensive financial planning process, we offer a diverse portfolio of quality investment and insurance products to help assure you that every aspect of your wealth picture is understood and considered as part of your overall financial plan.

All-Encompassing Financial Planning

Most of our clients already have competent advisors such as accountants and attorneys who have already helped provide them with a certain level of estate, business owner, and investment planning. And because of this, when we first meet, they think they are okay because they’ve had some work done. However, more often than not, we mutually discover a fundamental disconnect between various aspects of their planning relative to their goals providing an opportunity to take their planning to the next level.

What we do is take a global view of an entire situation on a cross-disciplinary basis. Not just from a legal or accounting perspective but across the board to ensure harmony on all levels. Our clients have found that having a fully coordinated plan that is stress-tested for the probability of success helps give them clarity and a sense of security and, in many cases, substantial economic benefits as well.

We realize that each situation is unique, and your financial plan should be distinctive to your situation. So we will spend the time getting to know you well, and we will put your life into your plan. Giving you a sense of security and confidence knowing that you and your family will be okay now and for generations to come.

Areas We Serve

Areas We Serve

While Greensburg, PA, and Sarasota, FL are our primary service areas, we are licensed in the following states. We will become licensed when needed in other locations on a case-by-case basis.

Securities: AR, CA, DC, FL, GA, IL, IN, LA, MD, MO, NY, NC, OH, OK, PA, SC, TX, VA, WA, WV

Insurance: FL, OH, PA, VA, WV

We’d love to hear from you, choose your next step;

We’re here to help; send us an email or fill out this form with any questions or to schedule a call. We will get in touch within one business day.

Thank you!