We focus on protecting you, the owner, and your business by having a plan to manage benefits and reward key contributors with equal levity to create a plan that affects your business’s smooth and orderly transition at retirement or death, either to family or family or to family a qualified buyer.
Whatever your motivation for selling your business, you’ll only get one chance to maximize the return on your years of hard work.
You can increase your chances of a successful sale if you coordinate your efforts and work closely with a financial professional from the very moment you start thinking about selling your business. A financial professional, with the assistance of a qualified appraiser, can help you place an accurate value on your business interest and provide the critical insight and expertise needed to steer you through a complex and time-consuming process.
Do it the wrong way, and you might end up with a hefty capital gains tax bill and estate planning headaches.
Have you accumulated enough resources to maintain your current standard of living during retirement, considering things like the impact of inflation, the cost of becoming frail, or living too long?
Based on our experience with clients of all walks and lifestyles, we have developed a process that will help lead you through retirement planning.
Do you have the appropriate documents to pass your assets to the next generation in the most tax-efficient manner? If so, do your documents protect these assets and your loved ones against things like financial mismanagement, divorce, creditors, and potential lawsuits?
We know that “today’s traditional families” are a complicated dynamic. And the relationship complexities in families with substantial wealth and businesses make legacy planning difficult, often avoided altogether.
Every situation is unique, as should be your estate plan, but it doesn’t need to be complicated.
Our detailed process accounts for your individual needs and objectives, the long-term impact of taxation, inflation, and living expenses, as well as any financial strategies you may have in place.
Are you well-positioned so that your investments help you reach your goals? Do you understand how the volatility of the market affects the big picture? In addition, are you being adequately compensated for the investment risk you’re taking?
You may not know the answers to these questions….and it is critical that your money is working efficiently and yet, in a prudent fashion. As does your life, the landscape of investment planning continues to evolve every day, and the appropriate solutions to meet your particular needs may change over time.
Our time spent getting to understand who you are and your objectives, and our ability to be your advocate in a proactive, yet transparent fashion is paramount to the investment process we employ. The tools we use, collectively, with our years of experience, combine to create a powerful and customized investment experience unique in our industry.
In addition to our comprehensive financial planning process, we offer a diverse portfolio of quality investment and insurance products to help assure you that every aspect of your wealth picture is understood and considered as part of your overall financial plan.
Most of our clients already have competent advisors such as accountants and attorneys who have already helped provide them with a certain level of estate, business owner, and investment planning. And because of this, when we first meet, they think they are okay because they’ve had some work done. However, more often than not, we mutually discover a fundamental disconnect between various aspects of their planning relative to their goals providing an opportunity to take their planning to the next level.
What we do is take a global view of an entire situation on a cross-disciplinary basis. Not just from a legal or accounting perspective but across the board to ensure harmony on all levels. Our clients have found that having a fully coordinated plan that is stress-tested for the probability of success helps give them clarity and a sense of security and, in many cases, substantial economic benefits as well.
We realize that each situation is unique, and your financial plan should be distinctive to your situation. So we will spend the time getting to know you well, and we will put your life into your plan. Giving you a sense of security and confidence knowing that you and your family will be okay now and for generations to come.
While Greensburg, PA, and Sarasota, FL are our primary service areas, we are licensed in the following states. We will become licensed when needed in other locations on a case-by-case basis.
Securities: AR, CA, DC, FL, GA, IL, IN, LA, MD, MO, NY, NC, OH, OK, PA, SC, TX, VA, WA, WV
Insurance: FL, OH, PA, VA, WV
We’re here to help; send us an email or fill out this form with any questions or to schedule a call. We will get in touch within one business day.